Take control of every dirham
Track credit cards, bank accounts, and transactions in one beautiful dashboard. Stop wondering where your money went — start knowing.
UAE users
Tracked to date
Average rating
Data encrypted
Your full financial picture, in one place
Purpose-built for UAE residents — from ADCB to Mashreq, from credit cards to IBAN accounts.
Credit Card Tracking
Monitor balances, bill dates, and payment due dates for all your cards. Never miss a payment deadline again.
Bank Accounts
Track multiple UAE bank accounts with running balances updated automatically with every transaction.
Invoice Management
See all upcoming bills at a glance, track paid invoices per billing period, and export summaries.
Installment Support
Split purchases across months with full taksit tracking, per-month breakdowns, and completion forecasts.
Budgets & Limits
Set spending limits by category or card. Get alerted before you overspend.
Financial Goals
Set savings targets, track progress toward big purchases, and celebrate milestones.
Detailed Reports
Visualise spending trends by category, card, or time period with beautiful charts.
Secure & Private
Your data is encrypted and tied to your account only. Sign in with email or GitHub OAuth.
AED Native
All amounts displayed in UAE Dirhams with proper AED formatting. No currency confusion.
Three steps to financial clarity
Create your account
Sign up in seconds with email or GitHub. No credit card needed. Your account is ready instantly.
Add your cards & accounts
Add your UAE credit cards and bank accounts manually. Set balances, bill dates, and limits.
Start tracking
Log transactions, view reports, and see your complete financial picture in one dashboard.
Plans that grow with you
Start free. Upgrade when you're ready. All prices in AED — no surprises.
Starter
Perfect for getting started with personal finance tracking.
- 1 credit card
- 1 bank account
- 100 transactions / month
- Basic reports
- AED native formatting
- Email & GitHub sign in
Pro
Unlock the full power of Smart Expenses for serious savers.
- Unlimited credit cards
- Unlimited bank accounts
- Unlimited transactions
- Advanced reports & charts
- Budget & spending limits
- Financial goals tracking
- Invoice management
- Installment tracking
- Dark mode
- Priority email support
Premium
For power users who need exports, advanced analytics and top support.
- Everything in Pro
- CSV & PDF data export
- Advanced spending analytics
- Custom categories
- Recurring transaction templates
- WhatsApp & email reminders
- Dedicated account manager
- 1-hour response SLA
All plans include a 14-day free trial. No credit card required to start. Cancel anytime.
What our users are saying
Real people. Real dirhams. Real results.
“Finally an app that actually understands UAE finances. Tracking taksit payments across three credit cards used to be a nightmare — now it takes seconds.”
Ahmad Al-Mansoori
Senior Software Engineer · Dubai, UAE
“The invoice management feature is a game-changer. I always know exactly when my ADCB and FAB bills are due. My credit score has improved because I never miss payments now.”
Sara Al-Rashidi
Financial Analyst · Abu Dhabi, UAE
“I manage accounts for my family and personal use. The budget limits feature helped me save AED 2,000 in the first month. Absolutely recommend.”
Omar Khalil
Business Owner · Sharjah, UAE
“The reports section showed me I was spending AED 1,500/month on dining. That was eye-opening. Now I cook more and saved enough for a Maldives trip!”
Layla Al-Farsi
Marketing Manager · Dubai, UAE
“Simple, fast, and everything is in AED. No dealing with dollar conversions or irrelevant features. Exactly what I needed as an expat managing UAE finances.”
Khalid Butt
IT Consultant · Dubai Internet City
“I used to use Excel spreadsheets. Now with Fixpenses I spend 5 minutes a week on my finances instead of an hour. The free plan has everything I need.”
Rania Hassan
Teacher · Ajman, UAE
Got questions? We have answers.
Is my financial data secure?
Absolutely. All data is encrypted in transit (TLS 1.3) and at rest (AES-256). Your financial data is tied exclusively to your account and never shared with third parties, advertisers, or financial institutions. We are fully compliant with UAE PDPL data protection regulations.
Which UAE banks are supported?
Fixpenses works with all UAE banks including ADCB, FAB, Mashreq, Emirates NBD, DIB, RAKBANK, Abu Dhabi Islamic Bank, and more. Since you enter transactions manually, it works with any bank that issues credit cards or bank accounts.
Is there a truly free plan — no catches?
Yes. Our Starter plan is permanently free with no time limits. You can track 2 credit cards, 2 bank accounts, and up to 100 transactions per month at no cost, forever. No credit card required to sign up.
Can I track taksit (installment) payments?
Yes! This is a feature we built specifically for UAE users. When adding a transaction, you can mark it as an installment purchase and specify the number of months. We automatically split the amount and track each monthly payment on your credit card bills.
How do I cancel my subscription?
You can cancel your subscription anytime from your account settings with one click. There are no cancellation fees. Your account reverts to the free Starter plan and all your data is preserved.
Can I export my data?
Data export (CSV and PDF) is available on the Premium plan. This lets you download all your transactions, reports, and invoice history for your own records or to share with an accountant.
Still have questions? Contact our team →
Start your financial journey today
Join hundreds of UAE residents who have taken control of their spending. Free forever — upgrade whenever you need more.
No credit card required · Cancel anytime · AED pricing always